The American Express® Gold Card Personal Our Cards The American Express® Gold Card All benefits

Any time you need our assistance, we are at your service. Just call our 24-hour Customer Service Hotline on 2833 5533.

Rest assured that if you lose your Card, we can arrange for its prompt replacement. Simply call the 24-hour hotline on 2833 5533 (or make a collect call on 853-2838 9198) and within two business days, if not sooner, you will have your replacement Card in hand. To avoid any inconvenience and financial loss to yourself, please inform us of any lost Cards straight away. We’ll make sure you are not held responsible for any fraudulent transactions, after we have received your call reporting your lost Card.

Your card is warmly welcomed around the world at millions of establishments displaying the American Express® logo. You can make a cash advance through any of our 480,000 ATMs worldwide (not to mention through our branches or the banks with an American Express logo or at American Express® Travel Service Offices).

We understand why you would want to avail the exclusive privileges of your Card to your loved ones. That is why we have specifically tailored the BNU American Express® Gold Credit Card to allow those closest to you to own their very own supplementary Card. For enquiry, simply call our 24-hour hotline on 2833 5533.

Comprehensive and free travel insurance is yours as a BNU American Express® Gold Credit cardmember. Simply charge your airline tickets, hotel and other expenses to your Card to enjoy this complimentary coverage, which extends to loss of deposit, accident, travel inconvenience insurance, as well as overseas accident hospital cash insurance.

With 2,200 American Express® Travel Service Offices in more than 130 countries worldwide, you are never far from assistance. American Express expert staff will look after all your travel needs, from travel arrangements to foreign exchange and traveller’s cheques. To uncover the extensive range of services, visit www.americanexpress.com/tsolocator

American Express® Selects^SM introduces you to a world of privileges, with an exciting selection of year-round offers and savings. Wherever you find yourself, from Macau to New York, China, Japan, London and beyond, you will enjoy exceptional travel, leisure, dining and shopping advantages. For details, visit http://offers.amexnetwork.com/selects/mo

Make payments to merchants by instalment with your BNU American Express Gold Credit Card. Call our service hotline for details or contact the merchant directly.

Every purchase you make with your Card, regardless of location, is automatically insured against damage or theft.

Now you can shop at almost any US website and have your purchases delivered to your doorstep.The almost infinite range of shopping alternatives available in the United States is now at your fingertips. With global eShop, shopping has never been more simple, easy and secure. Make huge savings on postage and delivery costs through this shopping portal service provided by comGateway courtesy of American Express®.

Visit www.globaleshop.com and add it to your favourites list – it will indeed become a favourite.

Changing your credit limit is as easy as making a phone call. Life presents opportunities when we least expect it. Cardmembers can grasp these opportunities when they arise, with the option of a temporary credit limit upgrade by simply phoning our 24-hour hotline on 2833 5533. Approval can be expected on the next working day.

You can enjoy up to 56 days interest-free before payment is due on outstanding balances (minimum 26 days, depending on transaction date).

You may choose not to pay full settlement to your Card account. You may pay any amount between the minimum payment amount (3% of the statement balance or MOP100) and the entire statement balance. When you choose not pay the full settlement amount, a Finance Charge will be calculated at the BNU prevailing interest rate on the daily unpaid balance.